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Evaluate the performance of Pradhan Mantri Fasal Bima Yojana in protecting the interests of farmers and ensure early settlement of crop assurance claim.

Topic: Government policies and interventions for development in various sectors and issues arising out of their design and implementation.

4. Evaluate the performance of Pradhan Mantri Fasal Bima Yojana in protecting the interests of farmers and ensure early settlement of crop assurance claim. (250 words)

Difficulty level: Tough

Reference: Indian ExpressInsights on India

Why the question:

Andhra Pradesh has rejoined the crop insurance scheme Pradhan Mantri Fasal Bima Yojana after having opted out in 2019-20.

Key Demand of the question:

To write about the performance of PMFBY, its successes and shortcomings.

Directive word: 

Evaluate – When you are asked to evaluate, you have to pass a sound judgement about the truth of the given statement in the question or the topic based on evidence.  You must appraise the worth of the statement in question. There is scope for forming an opinion here.

Structure of the answer:

Introduction: 

Begin by giving a brief about aims and objectives of Pradhan Mantri Fasal Bima Yojana.

Body:

First, write about the achievements of PMFBY in achieving insurance penetration, safeguarding the interests of the farmers.

Next, give the limitations of PMFBY and various issues which has resulted in some states opting out of it.

Conclusion:

Conclude with way forward on how to overcome the limitations.