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Global Housing Technology Challenge

Topics Covered:

  1. Welfare schemes for vulnerable sections of the population by the Centre and States and the performance of these schemes; mechanisms, laws, institutions and bodies constituted for the protection and betterment of these vulnerable sections.


Global Housing Technology Challenge


What to study?

For Prelims: GHTC- key facts, PMAY- U- Key features.

For Mains: Significance of the scheme and its role in achieving the “Housing for All” target, implementational challenges and measures necessary.


Context: The Union Government has launched the Credit-linked Subsidy Services Awas Portal (CLAP) for Pradhan Mantri Awas Yojana-Housing for All (Urban).

  • The portal was launched along with the signing of agreements between the Union Housing Affairs Ministry and state governments for the construction of LightHouse projects under GHTC-India.


Key features of the Global Housing Technology Challenge (GHTC) are:

  • GHTC aims to fast-track the construction of affordable housing and meet the target of constructing 1.2 crore houses by 2022.
  • GHTC focuses on identifying and mainstreaming proven demonstrable technologies for lighthouse projects and spotting potential future technologies for incubation and acceleration support through ASHA (Affordable Sustainable Housing Accelerators) — India.



  1. To enable adoption of construction techniques for housing that are affordable and takes minimum time as less as three months instead of the conventional three years for construction.
  2. Bring a paradigm shift in technology transition using large-scale construction under the PMAY-U as an opportunity to get the best available construction technologies across the globe.


About Pradhan Mantri Awas Yojana Urban (PMAY-U):

It is being implemented by the Ministry of Housing and Urban Poverty Alleviation (MoHUPA).

It seeks to address the housing requirement of urban poor including slum dwellers through following programme components:

  1. In-situ Rehabilitation of existing slum dwellers using land as a resource through private participation.
  2. Credit Linked Subsidy (Implemented as a Central Sector Scheme).
  3. Affordable Housing in Partnership.
  4. Subsidy for Beneficiary-led individual house construction/enhancement.


Why is it important?

Today, while developers in India’s metropolitan cities are sitting on lakhs of unsold residences costing upwards of ₹50 lakh, the country is estimated to have a shortage of nearly 20 million housing units needed by the rural and urban poor, at far lower price points of ₹5-15 lakh.

  • The PMAY aims to address this shortfall. With the increase in subsidised loan amount, the scheme is expected to cover a higher proportion of the urban poor.
  • The PMAY will hopefully incentivise India’s construction and realty sector to reduce its traditional obsession with affluent home buyers in the cities.


Sources: the Hindu.