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Pradhan Mantri Awas Yojana- Gramin (PMAY-G)

Topics covered:

  1. Schemes for the protection of vulnerable sections of the society and performance of these schemes.
  2. Infrastructure- housing.


Pradhan Mantri Awas Yojana- Gramin (PMAY-G)


What to study?

For Prelims and Mains: Key features and significance of the scheme, challenges and measures to address these challenges.


Context: As per the latest study conducted by the Rural Development Ministry, the Pradhan Mantri Awas Yojana- Gramin (PMAY-G) is in doldrums with over 12 lakh pending houses and land being provided to only 12 per cent of the beneficiaries even as the March 1 deadline for 1 crore houses fast approaches.


Performance analysis of the scheme:

  • Of the total 4.72 lakh beneficiaries identified across the country, only 56,694 have been allotted land.
  • Among the best performing states in terms of land allotment are Sikkim, Madhya Pradesh and Uttar Pradesh.
  • States like Goa, Kerala and West Bengal have drawn a blank in terms of allotment of land to beneficiaries.



  • The erstwhile rural housing scheme Indira Awaas yojana (IAY) has been restructured into Pradhan Mantri Awaas Yojana –Gramin (PMAY-G) from 01.04.2016.
  • PMAY-G aims at providing a pucca house, with basic amenities, to all houseless householder and those households living in kutcha and dilapidated house, by 2022.
  • Cost sharing: The cost of unit assistance in this scheme is shared between Central and State Governments in the ratio 60:40 in plain areas and 90: 10 for North Eastern and Himalayan States.
  • The scheme envisages training of Rural Masons with the objective of improving workmanship and quality of construction of houses while at the same time, increasing availability of skilled masons and enhancing employability of such masons.

Selection of beneficiaries under Pradhan Mantri Awaas Yojana-Gramin (PMAY-G) is based on housing deprivation parameters of Socio-Economic and Caste Census (SECC), 2011, subject to 13 point exclusion criteria, followed by Gram Sabha verification.


Sources: the hindu.