MAINS SELF STUDY GUIDE: Insights Mock Test – 24 (GS-4)
Insights Mains Offline Test Series 2015
GENERAL STUDIES – 4
Mock Test – 24
25 November 2015
- Your wife, a central government employee, needs to undergo cancer surgery to remove a deadly tumour. The cost of chemotherapy and surgery has been expensive. The present surgery would cost substantial amount of money. Being a government servant, she is eligible to get reimbursement on all emergency medical expenses. Being unemployed, you have been living on your wife’s earnings. There are no savings. There is no one to help you financially as most of your friends are not financially sound. Somehow you get a loan from moneylender at high interest rate on a condition that you return it within fifteen days and pay the hospital expenses. After the surgery, moneylender starts pressuring you to repay his money. When you go to concerned authority to get reimbursement of wife’s medical expenses, he seeks three percent bribe of the amount to expedite reimbursement. He tells you bluntly that if you refuse to pay bribe, it would take months to get reimbursement, but if you pay bribe, it will happen within two days.
In such a situation some of your friends suggest you to pay bribe and some suggest you not to pay. The situation is such that you must get reimbursement fast. If not, the interest rate on the loan taken by you will be heavy to bear if you delay repaying the loan.
Explain the ethical issues involved in this case study and critically analyse options available to you. Justify which option would you choose. (250 Words)